Group Risk Products
Employee Protector
Purpose

Employee Protector is a group funeral assurance umbrella designed for small groups of employees. Membership is compulsory for all full-time employees under normal retirement age. Participating employers may nominate a retirement age either 60 or 65 that will apply to all employees.

A member’s Dependants are defined as his/her spouse(s), minor unmarried children (including legally adopted children) under age 21 years. The age limit of 21 shall however be extended to age 25 in respect of a child who is a full-time student. No age limit will apply to a child who is incapacitated from maintaining himself/herself by mental or physical infirmity, provided such child is wholly dependant on the member for support and maintenance.

Qualification Criteria

Between 40 and 300 employees are required per Employer.
Participation is restricted to employers who are not involved in high risk activities, e.g. mining, security, etc.

Other Product Documents

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